Tag Archives: Debt Free

“Not that I speak in respect of want: for I have learned, in whatsoever state I am, therewith to be content. I know both how to be abased, and I know how to abound: every where and in all things I am instructed both to be full and to be ...

Have you ever heard of the domino effect? How about the snowball effect? The first time I grasped the concept was after taking a Financial Peace course from Dave Ramsey. The idea is simple in theory but difficult in application because it involves discipline and sacrifice. So, how exactly does ...